http://www.bspcn.com/2008/10/07/how-to-pay-off-14330-in-20-months/ Wed, 07 Jan 2009 17:42:03 +0000 http://wordpress.org/?v=2.7 hourly 1 http://www.bspcn.com/2008/10/07/how-to-pay-off-14330-in-20-months/comment-page-1/#comment-22826 Lonegoddess Tue, 28 Oct 2008 18:36:41 +0000 http://www.bspcn.com/2008/10/07/how-to-pay-off-14330-in-20-months/#comment-22826 I agree with Brandon and I definitely don't work for Capital One or any other credit card company. CC Co's hate me because I never pay an interest charge. I use my credit cards every month like a short term loan. One card has all my automatic payments setup on it. My cell phone bill, landline, DSL. All are relatively fixed and are part of my budget. My other card is also part of my budget and I do all my grocery shopping and auto fuel purchases with it. I track my spending using Money and make sure I plan to not go over what I have budgeted for the month. (And yes, that means I have had some months where I am eating mac & cheese for dinner until my credit card cut-off date hits, but that just means I am sticking to my budget). I agree with Brandon and I definitely don’t work for Capital One or any other credit card company. CC Co’s hate me because I never pay an interest charge. I use my credit cards every month like a short term loan. One card has all my automatic payments setup on it. My cell phone bill, landline, DSL. All are relatively fixed and are part of my budget. My other card is also part of my budget and I do all my grocery shopping and auto fuel purchases with it. I track my spending using Money and make sure I plan to not go over what I have budgeted for the month. (And yes, that means I have had some months where I am eating mac & cheese for dinner until my credit card cut-off date hits, but that just means I am sticking to my budget).

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